MAKE MONEY GUIDE

💰 The Ultimate Money Guide: Mastering Your Financial Future

Money plays a critical role in our lives—it affects our choices, opportunities, and sense of security. Whether you're just starting out or looking to level up your financial game, understanding the basics of how money works is the first step toward financial freedom.

This guide is designed to give you a clear, practical roadmap to managing, saving, investing, and growing your money—no jargon, no fluff.

1. Understand Your Money

Before you can take control of your finances, you need to know where your money is going.

Start with:

• Tracking your income – Know exactly how much you bring in (salary, business, freelance, passive income).
• Listing your expenses – Fixed (rent, bills) and variable (food, entertainment).
• Creating a budget – Allocate money wisely using the 50/30/20 rule:
  • 50% Needs (rent, groceries)
  • 30% Wants (shopping, travel)
  • 20% Savings/Debt repayment